USER GUIDE
Set up Wise
Send a Wise payment request link — pay by card or bank transfer through Wise.
Wise is one of the two Bank payments providers (the other is GoCardless) — only one of them can be switched on at a time. With it on, a customer paying a shared invoice is sent to a Wise payment request page, where they can pay by card or bank transfer.
What you need
A Wise Business account with a payment request link created against a balance (from API tokens in your Wise account settings, and the profile itself). You'll need:
- Business profile ID
- API token
Where to paste them
In Bizinly, open Settings → Payments, and under Bank payments pick Wise from the provider dropdown. Set:
- Mode — Test mode or Live.
- Business profile ID
- API token
- Webhook secret (optional — payments are confirmed by reading the request) — see below.
Save the tab. Wise is ready once it's switched on with a Business profile ID and API token saved.
Test vs live mode
Test mode calls Wise's sandbox environment with a sandbox profile and token. Switch Mode to Live and paste your live Business profile ID and API token once you're ready to accept real payments — verify against Wise's own sandbox first, since the payment-request API is gated to accounts Wise has enabled for it.
How confirmation works
Bizinly never trusts a Wise notification's contents — a webhook (or Bizinly's own periodic check) only tells it that something changed on a payment request, and it always re-reads the request from Wise's API before marking anything paid. That's why the webhook field is optional: registering one just makes confirmation faster, it isn't required for correctness.
- In your Wise account, add a webhook (if you'd like faster confirmation than the periodic check) pointed at:
https://<your-workspace-domain>/api/pay/wise/webhook - Any event about the payment request is enough to trigger Bizinly to re-check it — there's no specific event list to pick.
- If Wise gives you a secret for the endpoint, paste it into the webhook field in Bizinly; if not, leave it empty.
Checking it works
With Wise in test mode, open a test invoice's shared link, follow the Wise payment request link, and pay with a sandbox test card or bank transfer. Confirm the invoice moves to Paid with a payment recorded against it once Wise reports the request as paid.
Related: Online payments, Record and manage payments, Payment webhooks.